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2021 NerdWallet Best-Of Awards Winner

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* Student Loan Refinancing & Private Student Loan Rate and Terms Disclosure: Annual Percentage Rates (APR) ranges and examples are based on information provided to Purefy by lenders participating in Purefy’s rate comparison platform. For student loan refinancing, the participating lenders offer fixed rates ranging from 3.74% – 8.49% APR, and variable rates ranging from 1.86% – 7.99% APR. For private student loans, the participating lenders offer fixed rates ranging from 3.15% – 14.75% APR, and variable rates ranging from 1.29% – 12.99% APR. The maximum variable rate for both student loan refinancing and private student loans is 25.00%. Your interest rate will be based on the lender’s requirements. In most cases, lenders determine the interest rates based on your credit score, degree type and other credit and financial criteria. Only borrowers with excellent credit and meeting other lender criteria will qualify for the lowest rate available. The information obtained on this site is based on what participating lenders have provided to Purefy. We do our best to make sure our rates are up to the minute, but your final rate, if eligible, will be confirmed when you apply for a loan with a lender. Lender eligibility criteria and rates may change at any time. Logos and other trademarked items are properties of the lenders and used by permission on this site. This site is not endorsed or affiliated with the U.S. Department of Education. Please note that Purefy may be compensated by lenders if you complete the loan process. Purefy reserves the right to modify or discontinue products and benefits at any time without notice. Purefy does not charge any fees for using the comparison platform, and no participating lender charges origination fees or prepayment penalties.

‡ Savings examples are based on real Purefy customers who refinanced their student loans between 9/10/2020 and 1/15/2021. Actual amounts saved will vary depending upon a number of factors.

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