How Purefy Works: Our Rate Comparison Process

Join the 300,000 people and counting who have compared student loan refinance rates with Purefy.
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Tell us about your situation
2 minutes

Fill out some quick details about yourself.

Compare today’s rates
15 seconds

Immediately see your prequalified rates from trusted lenders.

researching the best rates

Submit application
15 minutes

Like what you see? Finish up your application online

The Best Lenders In One Place

Why  check one lender at a time? With Purefy, you can check the best lenders in one place by filling out one simple form.

Transparent. Accurate. Safe.

No Fees

Purefy is 100% free to use and will never charge you a fee.

Actual Prequalified Rates

See today’s real-time rates that you’re prequalified for — no teasers or bait-and-switch.

100% Secure

Your personal information is always protected by SHA 256 with RSA Encryption.

Customer Success Stories

Read what some of our 300,000+ customers are saying about Purefy
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Get Help Saving Money on Loans

Learn the essentials.

Explore actionable advice, step-by-step guides, and in-depth resources on personal finance from our team of experts.

Compare and apply.

View your best loan options side-by-side. Compare lenders with one simple form and easily apply for your top choice.

Learn All About Refinancing Parent Loans

Get the details on parent loan refinancing with easy-to-read guides – including key benefits, pros and cons, how you can save big on interest, and how you can pay off parent loan debt faster.

Essential Student Loan Tips

Get all your questions about student loans answered – including which types of student loans are available, the differences between federal and private student loans, how to apply for student loans, and other ways to pay for college.

Student Loan
Private Student

Get Loan Offers From Multiple Top-Rated Lenders With One Simple Form

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No impact on credit — Takes 2 minutes.

Search Our Network of Student Lenders and Fund Your Education Today

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No impact on credit — Takes 2 minutes.

The Purefy Difference

It’s simple.

One fast form is all it takes to see your rates from the best student loan companies — with no impact on your credit score. Choose your favorite and apply in under 15 minutes.

We’re here when you need us.

Get award-winning loan support when you need it. Whether you’re refinancing student loans, taking out a private student loan, or exploring your options for a personal loan, we’re here to help.

Transparency is our #1 priority.

We offer a clear and honest approach to comparing the best lenders. Purefy’s rate estimates are tailored to your information and presented with zero bias.