2021 NerdWallet Best-of Awards Winner for Best Student Loan Refinancing Overall
2021 NerdWallet Best-Of Awards Winner

Check Student Loan Refinance Rates From Top Lenders

Get a free refinance rate comparison personalized to you – with no impact on your credit score.

Today’s Rates Starting From 1.86% APR

5-Star NerdWallet Rating

Check Student Loan Refinance Rates From Top Lenders

Get a free refinance rate comparison personalized to you – with no impact on your credit score.

Today’s Rates Starting From 1.86% APR

5-Star Nerdwallet Rating

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We're here to simplify student loan refinancing.

How Purefy Works: Our Rate Comparison Process

Join the 273,000 people and counting who have compared student loan refinance rates with Purefy.


Tell Us About Your Student
Loans – 2 Minutes

Fill out some quick details on your loan situation.



Compare Today's Rates - 15

Immediately see your prequalified rates from trusted lenders.

compare today's rates


Submit Application - 15 Minutes

Like what you see? Submit your information and start saving.

Transparent. Accurate. Safe.


No Fees

Purefy is 100% free to use and
will never charge you a fee.

Actual Prequalified Rates

See today’s real-time rates that
you’re prequalified for — no
teasers or bait-and-switch.

100% Secure

Your personal information is
always protected by SHA-256
with RSA Encryption.

Customer Success Stories

I had 11 loans, each with a different interest rate. By refinancing, I was able to lower my rate and have one monthly payment – instead of 11.

– Mariella Gozalo

My loans were all at a weighted average of 7.5% and you guys were offering me 4.15% after the discounts. 4.15% versus 7.5%, that’s a big deal.

– Nick Timmons
University of Illinois

The interest rate I got was a few points lower than the next best offer. It’s a fantastic company with real people to help every step of the way.

– Arley Smude,
Columbia University

How Much Can You Save On Your Student Loans?

Ready to lower your student
loan rate in just a few minutes?
Check today’s rates and see your savings now.

Tips From Our Student Loan Advisors

Get Help With Student Loans

Learn the essentials.

Explore actionable advice, step-by-step guides, and in-depth resources on student loans
from our team of experts.

Compare and apply.

View your best student loan options side-by-side. Compare lenders with one simple form
and easily apply for your top choice.

Talk to an expert.

Get help — on your schedule. Book a free student loan refinance consultation with our award-winning team of Student Loan Advisors.

The Purefy Difference

It’s simple.

One fast form is all it takes to see your rates from the best student loan companies — with no impact on your credit score. Choose your favorite and apply in under 15 minutes.

We’re here when you need us.

Get award-winning student loan support when you need it. Our dedicated Student Loan Advisor team will guide you through the process and answer any questions along the way.

Transparency is our #1 priority.

We offer a clear and honest approach to comparing the best lenders. Purefy’s rate estimates are tailored to your information and presented with zero bias.

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Explore Purefy’s Resources, Tips, and How-Tos

Expert Guidance on Student Loan Refinancing

Considering refinancing your student loans? Learn everything you need to know about refinancing – including how you can save the most money, how you can lower your bills, how to compare rates, and how the application process works.

Learn All About Refinancing Parent Loans

Get the details on parent loan refinancing with easy-to-read guides – including key benefits, pros and cons, how you can save big on interest, and how you can pay off parent loan debt faster.

Essential Student Loan Tips

Get all your questions about student loans answered – including which types of student loans are available, the differences between federal and private student loans, how to apply for student loans, and other ways to pay for college.