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2021 NerdWallet Best-of Awards Winner for Best Student Loan Refinancing Overall
2021 NerdWallet Best-Of Awards Winner
Get a free refinance rate comparison personalized to you – with no impact on your credit score.
Today’s Rates Starting From 1.74% APR
5-Star NerdWallet Rating
Get a free refinance rate comparison personalized to you – with no impact on your credit score.
Today’s Rates Starting From 1.74% APR
5-Star Nerdwallet Rating
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I had 11 loans, each with a different interest rate. By refinancing, I was able to lower my rate and have one monthly payment – instead of 11.
– Mariella Gozalo
VCU
My loans were all at a weighted average of 7.5% and you guys were offering me 4.15% after the discounts. 4.15% versus 7.5%, that’s a big deal.
– Nick Timmons
University of Illinois
The interest rate I got was a few points lower than the next best offer. It’s a fantastic company with real people to help every step of the way.
– Arley Smude,
Columbia University
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For students and parents looking at college loans, make sure to explore your options thoroughly before deciding to take out any private loans. Exhaust all potential federal grants and loans first, and apply for tons of scholarships. If you still need to take out private loans to cover additional costs, our Compare Rates tool is a great place to start.
The best tip I can offer is do your research. For refinancing, check out what benefits one lender has over another as it pertains to your goals — whether that’s interest rate, term length, taking over loans, or combining loans with a spouse. Pay attention to the interest rates offered because interest accrues daily on student loans — every fraction of a percent makes a difference.
The most common uncertainty most borrowers have is credit score. Sign up for an accountable and reputable free credit report app, so that you can monitor your credit and see where you stand. These apps can help give you an idea of how much you can afford, and how to approach the refinancing process.
Shop around and know what questions to ask. Rate comparison tools like ours are great, but also don’t be afraid to pick up the phone if you have a question about something like deferment policies or if you can set up multiple payments in the same billing cycle (which saves you money).
Get help — on your schedule. Book a free student loan refinance consultation with our award-winning team of Student Loan Advisors.
One fast form is all it takes to see your rates from the best student loan companies — with no impact on your credit score. Choose your favorite and apply in under 15 minutes.
Get award-winning student loan support when you need it. Our dedicated Student Loan Advisor team will guide you through the process and answer any questions along the way.
We offer a clear and honest approach to comparing the best lenders. Purefy’s rate estimates are tailored to your information and presented with zero bias.
Considering refinancing your student loans? Learn everything you need to know about refinancing – including how you can save the most money, how you can lower your bills, how to compare rates, and how the application process works.
Get the details on parent loan refinancing with easy-to-read guides – including key benefits, pros and cons, how you can save big on interest, and how you can pay off parent loan debt faster.
Get all your questions about student loans answered – including which types of student loans are available, the differences between federal and private student loans, how to apply for student loans, and other ways to pay for college.
