## Student Loan Calculators

**Select What You Would Like to Calculate:**

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Total Interest

Monthly Payment

Term

Payoff Date

Debt-to-Income

**Student Loan Refinance Calculator**

See how much you could be saving on student loans. Calculate your lifetime savings, total interest, and new monthly payment in seconds.

Best for Calculating:

Total Interest

Monthly Payment

**Student Loan Payoff Calculator**

Check how long it will take you to pay off your student loans. Quickly see the effects of lower rates, extra payments, and different terms on your repayment plan.

Best for Calculating:

Payoff Date

Term

**Parent PLUS Loan Refinance Calculator**

Parent PLUS Loan rates are often the highest of any federal student loan. Calculate your savings with a lower rate and see the impact of paying off PLUS loans faster.

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Total Interest

Monthly Payment

**Student Loan Refinance Total Interest Savings Calculator**

Student loan refinancing can mean big savings. See how much total interest you would save by refinancing and what they could mean for your finances.

Best for Calculating:

Total Interest

Monthly Payment

**Student Loan Consolidation vs Refinancing Calculator**

Get a quick and easy comparison of student loan consolidation vs refinancing, and calculate how each option could impact your finances.

Best for Calculating:

Total Interest

Monthly Payment

**Lump Sum Extra Payment Calculator**

Looking to make a one-time large extra payment toward your student loans? See how much money you’ll save on interest and the time you’ll save on repayment.

Best for Calculating:

Payoff Date

Term

**Student Loan Prepayment Calculator**

Want to make additional payments against your total student loan balance? Calculate how much time and money it will save you in seconds.

Best for Calculating:

Payoff Date

Term

**Student Loan Repayment Calculator**

Want to know what your student loan repayment will look like? See your monthly payment and total interest based on your term and rate – even with multiple loans.

Best for Calculating:

Total Interest

Monthly Payment

**Student Loan Payment Calculator**

Quickly and easily calculate what your monthly student loan payment will be and how much interest your loan will accrue.

Best for Calculating:

Total Interest

Monthly Payment

**Student Loan Interest Calculator**

See how much interest you’ll pay on your student loans – both month-to-month and in total – whether you have one loan or several.

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**Student Loan Calculator**

Want to know how much your student loan will cost? Check your monthly payment and interest based on your loan’s repayment term and rate.

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**Parent PLUS Loan Calculator**

See how much your Parent PLUS Loan will cost you in seconds using your interest rate and repayment term.

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**Debt-to-Income Calculator**

See your debt-to-income ratio – or DTI – in seconds by quickly entering in your different debts.

Best for Calculating:

Debt-to-Income