At Purefy, transparency is our #1 priority. We provide a clear and honest approach to comparing student loan and refinancing rates — with no teaser rates or lender bias. The rates, lenders, and terms you see are what you pre-qualify for based on your personal information and a soft credit check. And with an easy-to-use sortable chart, you can quickly identify your best choice. Whether you want a lower rate, a longer term, or a bit of both, you have total control.