*Terms and conditions apply. This 1% ‘welcome bonus’ offer to Physicians Nationwide clients is subject to approval by Purefy. To receive the offer, you must: (1) initiate and complete a new student loan refinance application to a Purefy lender through the URL provided by Physicians Nationwide, (2) submit all required documentation to the lender and close your loan within 45 days of registration; (3) be a legal resident of the U.S. and provide a valid email to receive the welcome bonus via PayPal; and (4) meet the lender's underwriting criteria. Once these conditions have been met and your loan disbursed, you will receive your bonus via PayPal sent to your email address within 60 calendar days. Loans that are rescinded, withdrawn, or fraudulently obtained will not be eligible. Bonuses that are not redeemed via PayPal within 180 calendar days of the date they were made available to the recipient may be subject to forfeit at Purefy’s discretion. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus. Purefy may require you to submit an IRS Form W-9 before we send your bonus payment if the amount exceeds $599. Purefy reserves the right to change or terminate this exclusive offer for Physician Nationwide clients at any time without notice. Welcome bonus offers are limited to one student loan refinancing per recipient. Offer may not be combined with any other offer or used in conjunction with a previous application or an application previously initiated or referred through a link other than the URL provided by Physicians Nationwide.