2021 NerdWallet Best-of Awards Winner for Best Student Loan Refinancing Overall
2021 NerdWallet Best-of Awards Winner for Best Student Loan Refinancing Overall

Student Loan Refinance Consultation

Student loan refinancing is an effective way for qualified borrowers to reduce their interest rates and save money on student loans. Curious about refinancing? Our award-winning team of Student Loan Advisors is here to help.

Best of Nerdwallet 2021

Get Expert Advice on Student Loan Refinancing

Find out how refinancing works and its key benefits

Learn about refinance lenders and how to compare rates

Be guided through the application process — start to finish

Have all your questions answered along the way

Find out how refinancing works and its key benefits

Learn about refinance lenders and how to compare rates

Be guided through the application process — start to finish

Have all your questions answered along the way

Why Should You Schedule a Refinance Consultation?

Student loan refinancing can you help you save money on interest, lower your monthly payment, or a bit of both.

But how do you know if it’s a smart idea? Would you qualify for a lower rate and will it actually save you money?

That’s where a free student loan refinance consultation from Purefy can help — whether you don’t know where to start, want to learn more about lenders and rates, or simply have some questions about the process.

We know refinancing student loans is a major decision. There are great benefits to take advantage of with a student loan refinance, but there are also some potential drawbacks. With lots of nuances that depend on your circumstances, deciding whether to refinance or not can be confusing.

A consultation helps you discover if refinancing makes sense and explores your other repayment alternatives in-depth. All with a Student Loan Advisor who does this day in and day out.

The best part? Each consultation is completely personalized to you. Your Student Loan Advisor is dedicated to your success — providing recommendations and guidance based on your needs.

And it’s totally free.

9 Things to Know About Refinance Lenders

Each student loan refinancing lender has its own eligibility requirements, rules, and interest rates. Before submitting a loan application, know the answers to these nine questions so you can make an informed decision.

01/

Will getting a quote affect my credit score?

02/

Do you offer in-school deferments?

03/

Can I transfer a parent’s loans into the student’s name?

04/

Do you offer co-signer releases?

05/

Who will be my loan servicer?

06/

Can I refinance my loans if I didn’t graduate?

07/

Do I need to be a U.S. citizen to qualify for refinancing?

08/

What happens if I can’t afford my payments?

09/

Is there a limit to how much I can refinance?

More Resources on Student Loan Refinancing