2021 NerdWallet Best-of Awards Winner for Best Student Loan Refinancing Overall
2021 NerdWallet Best-Of Awards Winner

Our Team

jack

Jack Zoeller

Founder
everett mccoy

Everett McCoy

Chief Technology Officer
Veronica Lusetti

Veronica Lusetti

VP, Partnerships
melissa

Melissa Sawyer

VP, Project Management
Andrew Zoeller

Andrew Zoeller

Vice President
donovan

Donovan Herman

Vice President, Operations

Alec Zoeller

Director of Data Science
Compliance Manager

Jemel Kyles

Compliance Manager
kelsey

Kelsey Radcliffe

Quality Assurance Manager
shannon

Shannon Toombs

Student Loan Advisor
Brittany

Brittany Urse

Student Loan Processor
ron

Ron Phillips

Senior Software Engineer
rodrigo

Rodrigo Santelices

Lead Front End Engineer
adrian fernandez

Adrian Fernandez

UI Designer & Developer
jack

Jack Zoeller

Founder

Experience

Jack has been a CEO in the financial services industry for 32 years, including at EF Hutton Indemnity, Capital Risk Management and Cordia Bancorp. He has started five new companies including Purefy since 2014, centered on the idea of simplifying and reducing financial risk. He served as Chairman of Bank of Virginia from 2010 to 2016 before stepping down to run Purefy.

Jack launched his finance career on Wall Street, where he quickly established himself as an innovator and leader in the early years of the U.S. derivative markets. After his selection as CEO of a new E.F. Hutton subsidiary, Jack built the most profitable line of business in that firm, and then became CEO of the largest home mortgage lender in New England.

Jack graduated first in his class from the U.S. Military Academy at West Point, served as a United States Army Ranger and infantry commander in the 82d Airborne, and holds degrees from the Harvard Kennedy School and Oxford University, where he studied as a Rhodes Scholar.

Interesting Facts

Jack has lectured at the Library of Congress and written extensively on Alain Locke, father of the Harlem Renaissance and the first African American Rhodes Scholar.
everett mccoy

Everett McCoy

Chief Technology Officer

Experience

Everett is our chief architect and leads a team of developers to oversee, build and launch a multitude of systems. He is the founder and CEO of Practiced Strategies, which was acquired by Purefy. He is also the former co-founder and CTO of PlanServe Data Systems, acquired by SunGard and operated by FIS.

Everett has been architect and lead developer on numerous cloud-based projects across a wide variety of enterprises including governmental, not-for-profit, small business, and Fortune 500 customers. While most of his accomplishments have been in the area of financial technology integration, Everett also has a passion for making technology widely available and affordable to NGO's and non-profits.

Everett's formal training was in ministry, graduating from Texas Bible College in 1985. He has since volunteered his time to serve in various pastoral roles, and is now the Founder and Executive Director of Life Discovered and Christian World Business Exchange.

Interesting Facts

Everett resides in Cedar Rapids, Iowa with his wife and five children and covets any opportunity to put on a pair of waders and walk a trout stream.
Veronica Lusetti

Veronica Lusetti

VP, Partnerships

Experience

Veronica is responsible for growing and developing Purefy’s affiliate and financial institution partnerships. Prior to joining Purefy, Veronica managed a sales development team that conducted multi-channel outreach to healthcare organizations of all sizes. Veronica also has experience in building a partner development team that was responsible for recruitment, onboarding, contracts and go to market strategies within the government sector.

Veronica graduated from George Mason University’s School of Business with a B.S. in Marketing.

Interesting Facts

Veronica resides in Washington D.C. with her adopted dog named Oshie where she enjoys cheering on the Capitals and trying new restaurants. She is also an avid traveler and likes to spend time outside whether it’s paddleboarding, snowboarding, or hiking.
melissa

Melissa Sawyer

VP, Project Management

Experience

Melissa's role at Purefy includes project management, keeping the team organized, and tasks running smoothly. Her expertise is providing the guidance and solutions companies need to grow their business with her excellent communication and organization skills. Melissa started her career in corporate finance before moving overseas where she spent five years living both in China and Hong Kong while traveling to various cities across Europe and Asia. Melissa's global perspective helped to shape her problem-solving abilities and commitment to better communication in the workplace.

Melissa has been in a leadership role for a wide range of web projects and client types including small businesses, non-profits, and government. Melissa manages projects with clear, efficient communication of expectations to keep projects on time and on budget.

Interesting Facts

She resides in Atlanta with her husband of six years, daughter, and three dogs. When not managing projects, she can be found with a camera in hand. While abroad, she started her own photography business and took online courses to earn her Associates Degree and plans to continue pursuing a higher education.
Andrew Zoeller

Andrew Zoeller

Vice President

Experience

Andrew is responsible for managing Purefy’s in-school and refinance lender programs, as well as digital marketing. He came to Purefy from the Association of American Veterinary Medical Colleges, where he managed a wide variety of programs, and served as the organization’s “MacGyver.”

Andrew holds a B.A. in Philosophy from Tulane University in New Orleans, Louisiana.

Interesting Facts

Andrew loves spending time with his family and exploring both urban and natural landscapes. His passions include philosophy, photography, and strength training.
donovan

Donovan Herman

Vice President, Operations

Experience

Donovan has worked in sales, client management, and operations in both consumer goods and financial services. Prior to joining Purefy, Donovan worked with Bank of America Merchant Services in Richmond, VA, and Summit Appliance, a specialty appliance manufacturer in New York City. At Purefy, Donovan is an integral part of our operations team and makes sure that our customers are always happy. He is constantly thinking of ways to do things better to make sure our refinancing process is constantly improving.

Donovan graduated from George Mason University with a B.S. in Management.

Interesting Facts

Donovan is an avid traveler and recently achieved his goal of visiting all 50 states. When he’s not busy providing top notch service to his clients or planning his next adventure, you can find Donovan drawing, playing sports, or relaxing with his cat – Bill “Tom Hanks” Murray.

Alec Zoeller

Director of Data Science

Experience

Alec designs and supports Purefy’s cloud data infrastructure and business reporting solutions. He finds himself right at home tackling complex questions and helping others find answers. Alec previously worked as an Analyst and Senior Programmer for two Fortune 500 companies, where he specialized in database modeling, business intelligence reporting, and geospatial data analysis.

Alec holds an MS in Geographic Information Science and Technology from the University of Southern California, and a BS in Computer Science from the University of Maryland.

Interesting Facts

When he’s not running around in playgrounds with his young daughters, Alec enjoys running and training for marathons with his Alaskan Husky, Sampson.
Compliance Manager

Jemel Kyles

Compliance Manager

Experience

Jemel brings over 9 years of IT Audit, Internal IT Compliance, and Risk Consulting experience to the Purefy team. He is widely considered an expert as it relates to preparing, coordinating, managing, and executing audits to ensure internal and external compliance. Jemel, believes compliance is more significant than simply obtaining audit reports, but views compliance as a way to build trust and transparency with the data that our customers entrust with Purefy. Jemel oversees internal and external compliance at Purefy.

Interesting Facts

When he is not working, he enjoys laughing and spending family time with his wife and four children. Also, as a family requirement they have nightly dance parties!
kelsey

Kelsey Radcliffe

Quality Assurance Manager

Experience

Kelsey’s primary focus is to ensure all loan underwriting documents are processed accurately while adhering to strict quality standards. In her years with Purefy, she has also helped implement projects, contributed blog content to the website, and has guided many customers through the refinancing process.

Kelsey graduated from Virginia Commonwealth University with a B.S. in Print Journalism.

Interesting Facts

Kelsey is an avid music fan and obsessive record collector. Most of her free time is spent going to shows, hanging out with her pets, and watching movies.
shannon

Shannon Toombs

Student Loan Advisor

Experience

Shannon is a proven sales leader and has a background in real estate, financial services, and customer support. Before joining Purefy in 2015, Shannon worked for Citibank in New York, where she consistently ranked in the top of her department for sales and providing excellent customer service. At Purefy, Shannon manages communications logistics, project implementation, and helps out borrowers in all stages of their refinance.

Interesting Facts

Shannon is an avid sports fan. When she isn’t cheering on The Redskins, Caps, Nationals, and Hokies, she can be found at the gym, hiking, or going on long runs through the city.
Brittany

Brittany Urse

Student Loan Processor

Experience

Brittany brings a rich and varied background in customer care and experience to Purefy. Her time spent working as an inpatient therapist in the mental health field allows her to be adaptable, creative, and compassionate in her approach to problem solving. She then refocused her enthusiasm by serving in the hospitality industry, where she honed her customer service and critical thinking skills as a restaurant manager and bartender. Brittany’s passion for excellence, communication, and attention to detail drive her work at Purefy.

Brittany earned a BA in Psychology from Duquesne University in 2010 where she also developed an interest in social justice initiatives and organizing.

Interesting Facts

Brittany loves making and researching cocktails. She enjoys going to concerts, especially jam bands, and tries to spend as much time as possible outside, particularly in her home state of West Virginia.
ron

Ron Phillips

Senior Software Engineer

Experience

Ron is a senior software engineer with a background that goes back 25 years, through telecom, eCommerce, and now fintech. Apart from a 4-year stint as an audio engineer, he’s been a backend systems developer with the occasional trip through website and native development. He came to us recently from Go Daddy where he spent most of his time swimming through web traffic analytics data on their emerging “big data” platforms. He is looking forward to bringing his experience to the Purefy team.

Interesting Facts

Ron is a native of the desert Southwest and now a captive of the Midwest. He is a passionate bass fisherman and will tell you that nearly every good substantial memory in his life has been on or near the water. He is a father of two, who are his pride and joy, as well as his most significant achievement. He loves electric guitars, amps, and outboard gear and has been a part of a few dynamic worship bands over the last 15 years. He only knows two annual seasons, Summer and “not Summer.”
rodrigo

Rodrigo Santelices

Lead Front End Engineer

Experience

Rodrigo brings a special combination of tech and creative skills to Purefy. He has experience developing games and has most recently worked on the Xbox One X test team at Microsoft. Rodrigo has been designing and developing for the web since 2010 and is currently focused on front-end and back-end languages.

Rodrigo has earned Bachelor’s degrees in Communications and Art from the University of Maryland and a Master’s degree in Game Design from Full Sail University.

Interesting Facts

Rodrigo is fluent in Spanish and travels frequently to his native country of Chile. He has lived in four states in the last five years and is elated to be back near his friends and family in the Metro DC area.
adrian fernandez

Adrian Fernandez

UI Designer & Developer

Experience

Adrian specializes in UI Design and Development working with modern design platforms. He has experience bringing business web visions to life using HTML, CSS, and JavaScript to build front-facing web design. Adrian has also built knowledge in video editing, putting together footage, sound, and graphics to tell a story. With a combination of design, development, and video editing, he creates a modern front-facing design that can be accessible for all types of users.

Interesting Facts

Adrian resides in Miami with his family and blue brindle Frenchie named Bentley. He enjoys traveling frequently (mainly on cruises). When not designing and developing websites he can be found by the beach recording his outdoor adventures. Adrian earned his bachelor's degree in computer information technology.