**Terms and conditions apply. This free 1-year membership ‘bonus’ offer to University of South Alabama Alumni (USAA) clients is subject to approval by Purefy. To receive the bonus offer, you must: (1) initiate and complete a new student loan refinance application to a Purefy lender through the URL provided by USAA, (2) submit all required documentation to the lender and close your loan; (3) be a legal resident of the U.S. and an alumnus or alumna of the University of South Alabama; and (4) meet the lender’s underwriting criteria. Once these conditions have been met and your loan disbursed, you will receive your free 1-year USAA membership within 60 calendar days. Loans that are rescinded, withdrawn, or fraudulently obtained will not be eligible. Bonus offers are limited to one student loan refinancing per recipient. Offer may not be combined with any other offer or used in conjunction with a previous application or an application previously initiated or referred through a link other than the URL provided by USAA.