Save on Sallie Mae, Discover, and Wells Fargo Student Loans
Student loan refinance rates are now at historic lows. Lock in your rate today and save big.
Why Refinance My Student Loans?
Save Money on Interest
Lock in a lower rate and enjoy big lifetime interest savings for years to come.
Shorten Your Term
Pay off student loans faster with a shorter term and save even more on total lifetime interest.
Reduce Your Payments
Choose a longer term to decrease your monthly payments and keep more cash in your pocket.
Simplify Your Bills
Multiple student loan payments and due dates? Combine them into one easy bill.
How Student Loan Refinancing Saves People Money
$16,736 in Savings
An Industrial Engineer from University of Central Florida reduced her interest expense by $16,736 from $38,396 to $21,660
Cut Interest Rate in Half
A University of Cincinnati graduate saved over 3% on his interest rate from 6.24% to 2.99%
$130 Lower Monthly Payment
A Surgeon from Rosalind Franklin University of Medicine and Science lowered her monthly payment by $130 from $483 to $353
1% Lower Rate With Cosigner
A Registered Nurse from West Coast University saved 1% on his rate and over $5k in interest by refinancing with a cosigner
Purefy’s Comparison of Top Student Loan Refinance Companies
Fixed Rate
Term
Minimum Credit Score
Variable Rate
Eligible Loans
Federal & Private
Purefy Rating
Fixed Rate
Term (years)
Minimum Credit Score
Variable Rate
Eligible Loans
Purefy Rating
No maximum loan amount
Up to 12 months of forbearance if you experience financial hardship
Borrowers can refinance Parent PLUS loans in their own name
Fixed Rate
Term
Minimum Credit Score
Variable Rate
Eligible Loans
Federal & Private
Purefy Rating
Fixed Rate
Term (years)
Minimum Credit Score
Variable Rate
Eligible Loans
Purefy Rating
Fixed Rate
Term
Minimum Credit Score
Variable Rate
Eligible Loans
Federal & Private
Purefy Rating
Fixed Rate
Term (years)
Minimum Credit Score
Variable Rate
Eligible Loans
Purefy Rating
Explore Purefy’s Marketplace of Top-Rated Refinance Companies
We know your time is valuable.
Purefy speeds up the research process by bringing the best refinance lenders and rates together – all in one place – so you can review options, choose your new rate, and start saving quickly.
Real Rates
See pre-qualified rates from a range of vetted lenders – all at once with one easy-to-use tool.
Zero Fees
Compare your rates with no fees, hidden costs, or strings attached
No Impact to Credit
Checking rates has zero effect on your credit score and your information is 100% secure.
We're here to simplify student loan refinancing.
How Purefy Works: Our Rate Comparison Process
01
Complete Form - 2 Minutes
Fill out basic details about your student loan situation.
02
Compare Rates - 15 Seconds
See real, pre-qualified rates from a variety of nationwide lenders – tailored to your specific loan situation.
03
Submit Application - 15 Minutes
Pick your favorite combination of rate, term, and monthly payment – and head straight to our lender partner for confirmation.
Purefy Helps You Pay Less on Student Loans
213,000+ People
Have Compared Refinance Rates
$1.7 Billion+
in Refinanced Student Loans
5 Star
Rating on NerdWallet
25,000+
Monthly Blog Readers
Uncover More on Student Loan Refinancing
Looking for additional info on student loan refinancing? Check out all the whys, whens, and how-tos from Purefy’s team of experts.
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