Student Loan Refinancing
How to Pay off Student Loans Fast
Managing Your Student Loan Debt
Parent PLUS Loan Refinancing
Why Parents Should Refinance Student Loans
How to Refinance Parent Student Loans
Parent’s Guide to Student Loans
When to Apply for Private Loans
How to Pay for College Tuition
Applying for Student Loans Guide
Find Scholarships & Grants
Student Loan Refinance 101
Student Loan Glossary
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There are plenty of reasons to refinance student loans. You can lower your interest rate, save money, pay off your loans faster, and even lower your monthly payment. But with so many student loan refinancing companies out there, it can be difficult to pick the right lender.
To help you pick a lender, we broke down the pros and cons of four of the best student loan refinance companies.
Purefy’s four partner lenders have several qualities in common. They offer long loan terms, and none of them charge prepayment penalties or origination fees.
However, they differ from each other in several key ways. Here’s what you need to know about each lender.
Earnest is an online lender specializing in student loan refinancing, private loans, and personal loans.
Unlike most refinancing lenders, ISL Education Lending is a non-profit organization. It offers both private student loans and refinancing loans.
PenFed Credit Union was established in 1935 and currently has over 1.6 million members, making it one of the largest, most trusted credit unions in the country.
College Ave is a refinancing lender based in Wilmington, Delaware. In addition to refinancing, it also offers private student loans and parent student loans.
Now that you know the advantages and drawbacks of our selections for the best student loan refinance companies, you can make an informed decision when choosing a lender.
Each of the lenders on this list is excellent, offering competitive rates and multiple repayment terms. To ensure you get the lowest rate, use Purefy’s Compare Rates tool to get quotes from the lenders without affecting your credit score. Once you find the right loan for you, you can submit your application online.
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