2021 NerdWallet Best-of Awards Winner for Best Student Loan Refinancing Overall
2021 NerdWallet Best-Of Awards Winner

Purefy Reviews: Student Loan Refinance Rate Comparison

With an award-winning rate comparison engine, Purefy is a top-rated solution for finding the best student loan refinance options available — with no impact on credit, hidden fees, or strings attached.

How do we do it? Purefy’s proprietary marketplace brings together the industry’s most trusted lenders in one place — allowing us to showcase the lowest refinance rates and biggest savings in seconds.

NerdWallet, financial experts, and our customers all agree: Purefy is one of the fastest ways to save money on student loans.

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Purefy Customer Reviews

I had 11 loans, each with a different interest rate. By refinancing, I was able to lower my rate and have one monthly payment – instead of 11.

– Mariella Gozalo
VCU

My loans were all at a weighted average of 7.5% and you guys were offering me 4.15% after the discounts. 4.15% versus 7.5%, that’s a big deal.

– Nick Timmons
University of Illinois

The interest rate I got was a few points lower than the next best offer. It’s a fantastic company with real people to help every step of the way.

– Arley Smude,
Columbia University

NerdWallet Awards and Reviews

Purefy has one of the best teams of student loan refinance experts in the business — just ask NerdWallet.

Year after year, Purefy has been honored by NerdWallet with its coveted Best-Of Awards recognizing excellence in the financial industry.

With a variety of awards and an overall 5-star NerdWallet rating, Purefy is a clear top choice for student loan refinancing.

NerdWallet Awards and Reviews

nerdwallet awards

Purefy Is Transparent, Accurate, and Safe

no-fees

No Fees

Purefy is 100% free to use and
will never charge you a fee.

Actual Prequalified Rates

See today’s real-time rates that
you’re prequalified for — no
teasers or bait-and-switch.

100% Secure

Your personal information is
always protected by SHA-256
with RSA Encryption.

How Much Can You Save On Your Student Loans?

Ready to lower your student loan rate in just a few minutes?

Check today’s rates and see your savings now.

Student Loan Refinance Reviews

$16,736 in Savings

An Industrial Engineer from University of Central Florida reduced her interest expense by $16,736 from $38,396 to $21,660

engineers-save

Interest Rate Cut in Half

A University of Cincinnati graduate saved over 3% on his interest rate from 6.24% to 2.99%

graduates-save

$130 Lower Monthly Payment

A Surgeon from Rosalind Franklin University of Medicine and Science lowered her monthly payment by $130 from $483 to $353

1% Lower Rate With Cosigner

A Registered Nurse from West Coast University saved 1% on his rate and over $5k in interest by refinancing with a cosigner

Purefy’s Reviews of Top Student Loan Refinance Companies

Fixed Rate

4.29% – 7.29% APR 4

Term

5, 7, 10, 15, or 20 years 4

Minimum Credit Score

680

Variable Rate

2.48% – 7.98% APR 4

Eligible Loans

Federal & Private

Purefy Rating

Fixed Rate

4.29% – 7.29% APR 4

Term (years)

5, 7, 10, 15, or 20

Minimum Credit Score

680

Variable Rate

2.48% – 7.98% APR 4

Eligible Loans

Federal & Private

Purefy Rating

No maximum loan amount

Up to 12 months of forbearance if you experience financial hardship

Borrowers can refinance Parent PLUS loans in their own name

Fixed Rate

3.99% – 8.24% APR 3

Term

5, 7, 10, 15, 20 years 3

Minimum Credit Score

650

Variable Rate

2.49% – 8.24% APR 3

Eligible Loans

Federal & Private

Purefy Rating

Fixed Rate

3.99% – 8.24% APR 3

Term (years)

5, 7, 10, 15, 20 years 3

Minimum Credit Score

650

Variable Rate

2.49% – 8.24% APR 3

Eligible Loans

Federal & Private

Purefy Rating

Free career planning, job search, and entrepreneurship support
Forbearance options for financial hardship, natural disasters, and military service
98% of surveyed customers would recommend SoFi to a friend

Fixed Rate

3.74% – 8.49% APR 2

Term

5 -20 years 2

Minimum Credit Score

650

Variable Rate

2.49% – 7.99% APR 2

Eligible Loans

Federal & Private

Purefy Rating

Fixed Rate

3.74% – 8.49% APR 2

Term (years)

5-20

Minimum Credit Score

650

Variable Rate

2.49% – 7.99% APR 2

Eligible Loans

Federal & Private

Purefy Rating

Lightning-fast loan processing
Up to 12 months financial hardship deferment
Doesn’t offer cosigned loans

Fixed Rate

3.94% – 8.48% APR 5

Term

5, 7, 10, 15, or 20 years 5

Minimum Credit Score

670

Variable Rate

Not Offered

Eligible Loans

Federal & Private

Purefy Rating

Fixed Rate

3.94% – 8.48% APR 5

Term (years)

5, 7, 10, 15, or 20

Minimum Credit Score

670

Variable Rate

Not Offered

Eligible Loans

Federal & Private

Purefy Rating

Loans available in all states except Maine and Oregon

Loan forgiveness if the borrower dies or becomes totally and permanently disabled
Options to postpone payments due to qualifying financial hardships

About Purefy

Purefy was launched in 2014 to offer a simple, transparent, and time-saving way to find the best student loans. We are nimble, innovative, and dedicated to providing you tools and options to help lower your student loan rates and get out of debt sooner. Plus, we have the best team of Student Loan Advisors in the business.