Outsmart Your Student Loans With Earnest
Earnest is a highly rated student loan refinance company with a top-notch reputation. See if they’re the right solution to save money on your college debt.
Why Purefy Recommends Earnest Student Loan Refinancing
Super Low Rates
Save big on lifetime interest with historically low rates from 1.74% variable or 2.44% fixed.
Flexible Terms
Repay student debt on your schedule. Choose a term between 5 and 20 years.
Fast Application
See your lowest qualifying rate and apply for a loan with a smooth and speedy process.
How Much Can You Save With Earnest?
Ready to drop your student loan interest rate?
Head to Earnest to check your rate and see your savings in minutes.
Purefy's Comparison of Earnest to Other Industry Leaders
Earnest is a smart choice for student loan refinancing – but they’re not the only option. See how they compare to other trusted lenders in the student loan market.
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No maximum loan amount
Up to 12 months of forbearance if you experience financial hardship
Borrowers can refinance Parent PLUS loans in their own name
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Variable Rate
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Federal & Private
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Fixed Rate
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Explore Purefy’s Marketplace of Top-Rated Refinance Companies
We know your time is valuable.
Purefy speeds up the research process by bringing the best refinance lenders and rates together – all in one place – so you can review options, choose your new rate, and start saving quickly.
Real Rates
See pre-qualified rates from a range of vetted lenders – all at once with one easy-to-use tool.
Zero Fees
Compare your rates with no fees, hidden costs, or strings attached
No Impact to Credit
Checking rates has zero effect on your credit score and your information is 100% secure.
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It’s fast, simple, and transparent.
How Purefy Works: Our Rate Comparison Process
01
Complete Form – 2 Minutes
Fill out basic details about your student loan situation.
02
Compare Rates – 15 Seconds
See real, pre-qualified rates from a variety of nationwide lenders – tailored to your specific loan situation.
03
Submit Application – 15 Minutes
Pick your favorite combination of rate, term, and monthly payment – and head straight to our lender partner for confirmation.
How Student Loan Refinancing Saves People Money
$16,736 in Savings
An Industrial Engineer from University of Central Florida reduced her interest expense by $16,736 from $38,396 to $21,660
3% Lower Interest Rate
A University of Cincinnati graduate saved over 3% on his interest rate from 6.24% to 2.99%
$130 Lower Monthly Payment
A Surgeon from Rosalind Franklin University of Medicine and Science lowered her monthly payment by $130 from $483 to $353
1% Lower Rate With Cosigner
A Registered Nurse from West Coast University saved 1% on his rate and over $5k in interest by refinancing with a cosigner
